COBRA administration
COBRA deadlines are strict and the penalties for missing them add up. We handle the notices, elections and premiums so nothing slips.
Strict deadlines, handled for you, so coverage changes go smoothly.
How does COBRA work?
Federal COBRA lets employees and dependents keep group health coverage after a qualifying event such as job loss or reduced hours, generally for 18 or 36 months, at up to 102% of the premium. It applies to employers with 20 or more employees. Colorado state continuation covers many smaller insured groups for up to 18 months. Either way, the employer must send timely notices.
How we help
Initial COBRA set-up
We set up your COBRA administration and send general notices to new plan members.
Election notices
Sent within the required window after a qualifying event.
Premium collection
We collect premiums, track grace periods and reconcile with carriers.
Colorado state continuation
Support for small groups that fall under Colorado's continuation law.
Ending coverage
Early termination and end-of-period notices, done right.
More in benefits administration
FSA administration
Health care and dependent care FSA administration for employers in Colorado and nationwide: plan documents,…
Read more →Health savings accounts
How health savings accounts work with high-deductible health plans: eligibility, tax advantages, employer…
Read more →Free HR administration software
Free HR and benefits administration software for Foxhound Group clients: online enrollment, adds and terms,…
Read more →
Frequently asked questions
Who has to offer COBRA?
Employers with 20 or more employees on more than half of the typical business days in the prior year. Colorado state continuation covers many smaller insured groups.
How long does COBRA last?
Usually 18 months after job loss or reduced hours, and up to 36 months for certain dependent events such as divorce or a death.
How long does someone have to elect COBRA?
At least 60 days from the later of losing coverage or receiving the election notice, with 45 days after electing to make the first payment.
Schedule a commitment-free meeting
Tell us what's working and what isn't. We'll review your benefits or coverage and give you an honest plan, at no cost.